Refinancing your existing mortgage means that you are either wanting to change your current mortgage amount or change the remaining amortization left on your mortgage. You are able to refinance with a new mortgage up to 80% of the value of your home. You will need to qualify for the new mortgage under today’s qualifying guidelines.

In today’s economy, refinancing your current mortgage can be an excellent solution for a large variety of reasons.

Refinancing your home in most cases means you will need to pay a penalty to break your current mortgage. I will run the numbers to determine if a refinance is right for you, I will let you know the savings or cost to do so.

A refinance may also require a new appraisal to determine the current market value of your home, and it will require legal fees as changes to the mortgage amount or remaining amortization will require changes to the title of your home.

We are here to help you from the first call all the way to the conveyancing and closing of your mortgage. We will ensure your refinance is a smooth and happy one!

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