Mortgage Refinancing
Lower Your Payments, Access Equity, or Restructure Your Mortgage
— Andrew Ladriere Will Help You Do It Right
Refinancing your mortgage means replacing your current loan with a new one — often to reduce your rate, access your home equity, or adjust your repayment timeline. At MyPlace Mortgages, we help homeowners across the Kootenays explore their options and make smart refinancing decisions based on today’s lending guidelines.
Why Refinance with
- Access to 60+ lenders for the most competitive refinancing options
- Personalized advice based on your financial goals
- Support with penalty calculations — we’ll help you understand the real cost vs. benefit
- Fast, professional guidance through every step
- Completely free service — you pay nothing for our help
We act in your best interest, not the lender’s
— so you always get advice that puts your goals first.
What to Expect
- Review Your Current Mortgage: We’ll assess your existing mortgage details and run the numbers to see if refinancing makes sense.
- Understand Your Options: Whether you want to lower your monthly payment, access equity, or consolidate debt, we’ll walk you through the pros and cons of each path.
- Secure the Best Terms: We negotiate with trusted lenders to find the right rate and structure for your situation.
- Finalize with Confidence: We guide you from application to closing, making sure the process is smooth and transparent.
Key Considerations
- You can refinance up to 80% of your home’s current value
- A new appraisal may be required to determine your home’s value
- Legal fees are standard with any title changes
- Prepayment penalties may apply — we’ll help you understand the true cost before moving forward
Refinancing can be a smart financial move — if it’s done right. That’s where we come in.
Ready to Explore Your Refinance Options?
Let’s see what’s possible. Contact us today!
Contact Andrew Ladriere
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